Greg Cowart on Zillow
Greg Cowart - Mortgage Broker or Lender at The Securus Group
Greg Cowart - Roseville Loan Guy

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Roseville, Sacramento, & all California Real Estate: Looking good!

Amidst all the bad there is some good news in California Real Estate… Housing prices are on the way up! According to MDA DataQuick, the median price in the Bay Area was $352,000 in June, up 3.1% from May but still down 27.4% from a year ago. In Southern California the median price was $265,000, […]

The Long & Short

In today’s “real world” a short sail should be a no-brainer. A win-win for all parties. Allowing the seller to avoid foreclosure, the buyer to get a great deal on the sale of the home, and the bank to get out of the deal without the considerable loss and expense of foreclosure proceedings. While the […]

Sacramento Ca, leads the way in battling Loan Mod scammers in “Operation Loan Lies”

I don’t have too much for today’s post (there’s a lot coming this week) but look at this press release from the Federal Trade Commission on “Operation Loan Lies”; the new project to reign in on the loan modification industry. An industry that, if you read my blog often you know, I don’t think highly […]

Rates, rates, rates…

Well, the storm has passed. The low 5’s are gone. Just as I warned last week, get on now or miss the buss entirely! We had a about a week to lock them in, most people that missed the mid-high 4’s while waiting for the mythical 4.5% monster decided to lock in with the best […]

FHA; still here (and often the best option) after all these years…

Why do we care in Roseville or Sacramento about FHA mortgages?

The FHA (Federal Housing Administration) began in 1934 in an effort to encourage home ownership despite the difficult economic times of the era. This program enables consumers who may not qualify for a standard loan to obtain the financing they need to purchase a […]

Rates! Sacramento & Roseville rates are back to the low 5’s!!!

For the most qualified borrowers rates are back to the low 5’s, even to 5% with a slight discount fee. We don’t know how long they will stay here though, so take advantage while you can.

On another note my last post to has received a lot of attention. I had no idea so […]

The Credit Card Holders Bill Of Rights…

H.R. 627: , The Credit Card Accountability Responsibility & Disclosure Act of 2009. A new law to stop many of the predatory practices of the credit card industry, strongly supported on both sides of the aisle and signed about six weeks ago by president Obama, imposes stricter rules on interest rate and fee changes. Some […]

Low Mortgage rates are back in Roseville!

We’re back into the low 5 and even high 4% range today. Not the low-LOWS of earlier this year but close.

Who will take advantage of it? I know a lot of people that kept waiting and waiting for the mythical 4.5% creature to emerge but lost out on anything are thanking their lucky starts […]