Greg Cowart on Zillow
Greg Cowart - Mortgage Broker or Lender at The Securus Group
Greg Cowart - Roseville Loan Guy

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Foreclosure Activity In the Sacramento Region Down More Than 20%

Foreclosure activity in the greater Sacramento real estate market is down more than 20% for the first six months of 2011. This closely follows a deep trend in decreasing foreclosure filings around the country…

According to real estate data company RealtyTrac, Notice Of Default (or NOD) filings dropped to 21,721 for […]

What does the debt ceiling have to do with your mortgage interest tax deduction?

While the Congress tries to find a solution to the debt ceiling mess, even though it has nothing to do with the debt ceiling what-so-ever, higher ups in Washington are trying to bring the mortgage interest deduction into the conversation. Opinions differ from those that want to get rid of it entirely, to […]

Positivity, a message from the Roseville Vice-Mayor

In a recent Press Tribune article explaining a recent 3% pay increase for certain city employees Roseville Vice-Mayor Susan Rohan confirmed some of the things I’ve been telling everyone (that is willing to listen) about Roseville of late…


Here are a few words from the article.

July 19th, 2011 | Tags: , , | Category: Real Estate, Roseville Community | Leave a comment

Gov Brown just signed a bill that makes short-sales a little bit safer

Governor Jerry Brown just signed a new California law (SB 458) that will further protect homeowners looking at short sales by ensuring the current lien holder/servicer cannot go after the homeowner after the short-sale closes (usually done in the form of a “deficiency judgment”).

A short-sale is when the bank allows […]

Ratings Agency Confirms Roseville City School’s (good) credit rating

Fitch Ratings confirms Roseville City School District’s General Obligation Bonds rating of ‘AA’.


Maximum Loan Limits are going down (but that is OK)…

If you have heard about the coming expiration of temporary higher loan limits for FHA, VA, Fannie Mae, and Freddie Mac mortgages put into place in 2008 as an attempt to not let the housing market in higher priced areas fall off a cliff, you may have heard reports of doom and gloom […]

The Platinum Down Payment Assistance Grant

Almost no money down, literally? Yes, it’s true, and there are only a few places that can offer this program. What I’m talking about is the CHF Platinum Program (some companies have decided to rename it their own name to make it seem like something special only they can do for you, such […]