Greg Cowart on Zillow
Greg Cowart - Mortgage Broker or Lender at The Securus Group
Greg Cowart - Roseville Loan Guy

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The Energy Efficient Mortgage (EEM)… What is it?

What is an EEM and is it even relevant in the world of real estate in the Roseville/Rocklin area or greater Sacramento?

Whether you’re purchasing or refinancing, today’s reality is that many of us should consider making energy conservation improvements to our homes. Most homes can benefit from energy upgrades.

HARP Refinance Program Extended Through 2015!

Edward DeMarco, director of the Federal Housing Finance Agency (FHFA), has stated the extremely popular HARP refinance program has been extended through 2015. This is good news as it will allow even homeowners to benefit from lower rates and payments.

Before this the program was set to expire at the end of […]

Negative equity in the region becoming a thing of the past?

The amount of homes worth less than owed on their mortgage in the Sacramento area has continued to fall.

Just two years ago almost 50% were underwater and as recently as January 2012 over 40% were still underwater. Since then things have changed immensely. Looking at the immediate past, 4th quarter […]

Roseville’s Downtown Bridges Project

Three new bridges and a big change coming to Roseville, the Downtown Bridges Project.

The city is about to make some drastic changes to downtown and the Royer Park area. The main library bridge will be replaced with a new one, a new bridge will be built from the library to […]