Greg Cowart on Zillow
Greg Cowart - Mortgage Broker or Lender at The Securus Group
Greg Cowart - Roseville Loan Guy

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I’ve made a very important move!

As many of you know (and some of you don’t) I felt I had found a career-long home at Innerwork Mortgage a few years ago. When Innerwork was bought out in late 2012 by another company we merged and, of course, we all thought that was going to be for the best but things didn’t work out as planned.

I’m ELATED to announce that I’ve made a move to what I expect to be my home for the next 20 years! At a familiar address, back at the old Innerwork digs, with some of the same players, but with a new banking partner (Roseville-based American Pacific Mortgage).

We’re building a new branch that will be everything the old branch was and SO MUCH MORE! I’m ready to serve the Roseville/Rocklin area like never before and we have some special surprises in store for our real estate partners as well.

I've moved

PG&E begins work on Roseville gas projects

Earlier this week PG&E began work on a long-awaited modernization project on four miles of natural gas transmission lines and over 100 yards of distribution lines in the city of Roseville. Completion of all parts of the project is expected to take up to six months.

 “These pipe replacement projects will allow PG&E to meet the increasing demand for natural gas to support additional growth in the area and improve the safety and integrity of the natural gas system,” said Erik Kurtz, gas distribution superintendent for PG&E’s Sierra Division. “During these projects, we will work to minimize impacts to customers as best we can, and we very much appreciate the support and patience of area residents and businesses.”pgelogo-roseville-mortgage

The Northern and Central California energy giant will be contacting residents and business owners in the affected areas to provide information and answer questions. Per regular safety guidelines they will vent natural gas from the pipelines they’ll be working on while they work, but the PG&E is encouraging anyone who has concerns about natural gas odors in the area to call them at (800) 743-5000.

I’ve moved (and its a good thing for both of us)

Yes, I decided to make a move. A few years ago I had found a home in Innerwork Mortgage right here in Roseville that was great for me and allowed me to service my clients and real estate partners as good as, if not better than, anyone else in the market. That was somewhat short-lived when Innerwork was bought out/merged with another company and we had to start all over.

I spent a year with the new, merged, company and for the most part it was good. At first anyways. After a while my ability to service my clients and partners was not up to my high standards and, try as I might to make the changes needed to make the system meet my standards, it just wasn’t happening. I gave it a full year and decided to should start talking to some other mortgage bankers to see if there was something that would suit me better and allow me to provide the kind of service I am known for and demand of myself.paramount-equity-8781-sierra-college-blvd-roseville-mortgage

After a long search, talking to and spending considerable time reviewing the operations and systems at more than 10 Roseville mortgage companies, I have found a new home! I am happy and proud to say I am the newest Mortgage Consultant at Paramount Equity as part of the “Paramount Partners” Roseville branch!

Yep, the company with the radio ads…

I know many of you think of Paramount Equity only as a refinance-focused lender, and I thought the same thing as well, however nothing can be further from the truth (otherwise you know I would not have come on board here). Yes, saving families money through refinancing their mortgage is a big part of what Paramount Equity does, but at my branch we are more focused on purchase transactions, working with the local real estate community to support getting buyers into homes.

I will continue to focus on helping people purchase homes and support my real estate partners as I always have done. With a focus on great service and education to my clients, speed and efficient transaction, and transparency with the Realtors that are involved with the escrow. And I am certain that Paramount Equity is the place that will allow me to do these things in a way that meets the highest of standards!

Give me a call with any questions or if I can help in any way. I’ve been over here for two weeks now and am ready to rock and roll!

-Greg Cowart
(916) 412-3313



Roseville Downtown Holiday Celebration

All this week the City of Roseville is doing nightly events as part of its Downtown Holiday Celebration…

Roseville-holiday-events-christmasI hope to see you and your families out at one of these events!


Roseville’s Downtown Bridges Project

Three new bridges and a big change coming to Roseville, the Downtown Bridges Project.

The city is about to make some drastic changes to downtown and the Royer Park area. The main library bridge will be replaced with a new one, a new bridge will be built from the library to downtown Roseville, and the Oak Street bridge will be extended. Oh ya, and the firehouse will be graded as part of the project, connecting downtown Roseville with Royer Park.

The committee selected to choose which design plan (of a few) has recommended that the council choose Mark Thomas & Company’s plan because its design more closely matches the New Deal-era Works Progress Administration architecture called for in plans for downtown Roseville, as well as this design’s trail plans.


It won’t be until at least 2014 before construction begins but soon enough we will see a dramatically different downtown Roseville.

Greg Cowart II
Mortgage Planner – 17 Years Experience

Microchip manufacturer to double production in Roseville

Telefunken Semiconductors, maker of computer microchips for the auto industry, located right here is Roseville, recently announced a major expansion of jobs at its Roseville plant.The right belize resorts meant for tourist who enjoy pets, animal spotting and active situations along with the natural world.

The plant, that currently employs about 200, is supposed to grow in capacity by at least 200% in the next year. They have not announced if the number of jobs will increase by an equal amount (they probably will not) but even if they don’t more tech jobs coming to Roseville is never a bad thing.

belize resorts

Marvel & DC Comics illustrator in Roseville for a free event for commic book fans (and their families)

A new limited edition comic book series, Planet Protectors, is coming soon to Roseville.  You can get a free copy and have it signed by the illustrator Friday (TODAY). Bernard Chang, of both Marvel and DC Comics fame, will be signing comics and taking pictures with fans Friday, September 14, 2012 at the Roseville Utility Exploration Center.

Friday, September 14, 2012 | 3 – 7PM
@ the Utility Exploration Center
1501 Pleasant Grove Blvd., Roseville (map)
FREE event open to the public

Rocklin Patriot Day, Sept 9th, 2012 (SUNDAY)

Rocklin is coming together as a community on this 11th anniversary of the tragedies that occurred on Sept, 11th, 2001. Although these attacks remain in our hearts and on our minds, we can come together to build a stronger community that supports our businesses and honors those who serve. The 2nd annual Rocklin Patriot Day is happening tomorrow 10 a.m. to 4 p.m. in the RC Willey parking lot on Lonetree in Rocklin.

This day is sponsored by those of us in the local Rocklin Community and is free to the public. There will be lots events, booths, kid’s entertainment, food, and music, plus Police and Fire Department demonstrations to make it a very memorable day for everyone. Color Guard to honor public servants who help keep us safe. Police Department demonstrations and displays such as, K9 demo, SWAT vehicle,  Motorcycles, etc.  Fire Department demonstrations and displays such as, Fire Truck and ladder, the Jaws of Life etc.  Entertainment for the kids.  Music.  Food booths to taste RockIin’s culinary delights. And topping it off with animal booths.

Football fans? The 49ers don’t play until 1:15 and the Raiders don’t play till Monday, so you can still find a way to be here for at least a while (I will be there in the morning)…

And here are a few pictures from last year…

Another sign: Commercial office vacancy is down for the first time in a long time

The Sacramento area’s commercial/office vacancy rate has improved from a record high at the beginning of the year. The 2nd quarter rate is still quite high, still about 23%, and the improvement was not a major one, only about 1%, but it is improvement.

Current data shows there is still about 15 and a half million square feet of office space available in the greater Sacramento area. However, the many experts believe the new data shows the commercial real estate market may have turned a corner and has a chance to post a plus in the net absorption of space rate for the first time in five years.

Much of the growth is in the Roseville area, where business is moving to take advantage of bargains in higher vacancy areas that were not only hit by the recession, but were a crop of high end office space went up right as the recession was taking hold of the local economy. Large tenants looking for a great price on high end offices are taking advantage of the low prices and inventory is starting to shrink.

It is going to be a slow and not-too-obvious recovery, but here is more data that shows our local real estate market, as well as overall economy, taking yet another step in the right direction every day…

Greg Cowart
(916) 412-3313

Innerwork Mortgage
Roseville, CA

Roseville shelter shutting its doors due to lack of funding

Non-profit Roseville homeless shelter and transitional service center, the Gathering Inn, the only overnight program in South Placer County, has been providing assistance to homeless people in Roseville and Placer County has to close its doors at the end of this week  (the 29th) due to a lack of funds.

The program’s director said the funding has dried up as the economy has gotten worse grants from foundations, as well as individual donations, are not meeting expenses. The Gathering Inn started 2012 with an $80,000 deficit and has not been able to totally close the gap. The closing is estimated to be at least 6-8 weeks.

The shelter serves as many as 60 people each night and over 500 annually, offering showers, clean clothes, transportation, and other services to Placer County homeless.  As the economy has worsened they have been seeing more and more families with young children.

The organization also employs 13 on its staff, who may lose their jobs permanently if funding isn’t improved soon.

Luckily they are still able to keep their Community Health Clinic open for the time being. The clinic is operated by volunteer doctors and nursing staff Saturday morning from 9 AM to noon.

Right now they are looking for as many community partners as possible to get the doors back open and to stay afloat during tough times. I didn’t know anything about The Gathering Inn until hearing about the closing on Monday, but I am donating a little myself. It might not be huge but if enough of us do just a little it will add up and really make a difference.

For information about the program or to donate, visit They have a story on their home page explaining what is going on. Checks can be mailed to The Gathering Inn at P.O. Box 297, Roseville, 95678. Or contact Executive Director, Suzi deFosset, at (916) 791-9355.

Greg Cowart

Innerwork Mortgage
Roseville, CA