Roseville Loan Expert » Uncategorized http://rosevilleloanexpert.com Roseville Home Loans, Mortgage, & Real Estate Information Fri, 03 Sep 2010 01:08:14 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 “Advertising is the tax you pay for being unremarkable.” http://rosevilleloanexpert.com/advertising-is-the-tax-you-pay-for-being-unremarkable/ http://rosevilleloanexpert.com/advertising-is-the-tax-you-pay-for-being-unremarkable/#comments Mon, 31 Aug 2009 16:43:28 +0000 admin http://rosevilleloanexpert.com/?p=278 “Advertising is the tax you pay for being unremarkable.” -Robert Stephens, founder of Geek Squad

A great quote that explains all the money being spent by the big banks and national mortgage lenders on the radio and TV every day. A few of the smaller, local ones too….

]]> http://rosevilleloanexpert.com/advertising-is-the-tax-you-pay-for-being-unremarkable/feed/ 0 Party’s over??? http://rosevilleloanexpert.com/partys-over-loans-roseville-mortgag/ http://rosevilleloanexpert.com/partys-over-loans-roseville-mortgag/#comments Tue, 26 May 2009 17:05:26 +0000 admin http://rosevilleloanexpert.com/?p=188 Interest rates on Roseville mortgages and home loans have been at or near all time lows for the last 5+ months. Over the last three trading sessions of the Mortgage Backed Securities market we’ve seen the market sell off significantly. THREE technical indicators, which for months have serves as a floor for bond prices have been violated and are not turning into a celling for bond prices. The “target coupon” has turned from the 4.0 FNMA to the 4.5 FNMA. This is not a good thing for rates.

The good thing for first time buyers in Roseville (as well as all current or future homeowners in the Sacramento area) is that, historically, mortgage rates for home loans are STILL ridiculously low. Other than early 2009 and a few days in 2003 they have never been this low. It’s still possible to get a sub-5% interest rate on your mortgage. So, is the party over? Not yet. As always I’m keeping a watchful eye on the mortgage bond market and will keep you informed as to the trends of the market. In the meantime if you have any questions please don’t hesitate to call or e-mail…

Sincerely,

~ Greg :: The Roseville Loan Expert

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