Roseville Loan Expert

1. Realize that Credit collection agents are usually working on commissions. This is a JOB to them and the more they get you to pay, the larger their paycheck. They will be persistent and more often than not MEAN, be prepared.
2. Don’t argue with the agent, because you will lose. This is what the do [...]

News on the short-sale front? News straight from Washington? It looks like the long rumored short sale streamline process is finally on it’s way. This could be big news for Sacramento and the entire California Real Estate Market. Check out all the information in this article from the NY Times.

In today’s “real world” a short sail should be a no-brainer. A win-win for all parties. Allowing the seller to avoid foreclosure, the buyer to get a great deal on the sale of the home, and the bank to get out of the deal without the considerable loss and expense of foreclosure proceedings. While the [...]

I don’t have too much for today’s post (there’s a lot coming this week) but look at this press release from the Federal Trade Commission on “Operation Loan Lies”; the new project to reign in on the loan modification industry. An industry that, if you read my blog often you know, I don’t think highly [...]

The Mortgage Banker’s Association weighed in on the huge problem of loan modification scammers…
http://www.mbaa.org/NewsandMedia/PressCenter/68855.htm
Take a look and you’ll see a couple of ways that this has been happening and what to avoid. You’ll notice that, just like my last post on the subject, they mentioned that these new loan mod companies popping up every day [...]

If you’re like everyone else you can’t get away from the incessant talk and advertising about loan modifications. The onslaught of offers to modify mortgage loans is not just limited to Sacramento or Roseville either, this is everywhere. And much of what we hear sounds too good to be true, but is it?
Modifying loans is [...]