Greg Cowart on Zillow
Greg Cowart - Mortgage Broker or Lender at The Securus Group
Greg Cowart - Roseville Loan Guy

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Potentially some good news for FHA, the housing market, and possibly even your wallet!

Today President Obama announced a plan for some pretty major changes at FHA that will make mortgages more affordable and accessible to creditworthy families. The most important of which, in my opinion, is the reduction of the annual FHA Mortgage Insurance Premium (MIP) by 0.5%.

As many of you know the FHA MIP […]

Let’s talk about gas prices… And interest rates.

Let’s talk about gasoline for a few moments. Surprisingly, doing so may afford some insight into other subjects, maybe even the level of interest rates.

The place to start, I suspect, is here: We have heard a lot of whoppers about how the current high price of gasoline at the pump […]

This crazy world…

Bill Miller, chief investment officer of Legg Mason Capital Management, had this to say about Standard & Poors’ downgrading of American debt: “The action was wholly unnecessary and the timing could not have been worse. Compounding this, the reasoning was poor and consequences, both short and long term, for the global financial system […]

Extension of tax credit and flood insurance program finally signed…

The mortgage industry can feel a little more patriotic this 4th of July holiday now that President Obama has signed two bills to re-start the flood insurance program and extend the closing deadline for homebuyers seeking a tax credit.

The National Flood Insurance Program has been shut down for the past month (as it had […]