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Interest rates on homes continue their downward trend. GSE Freddie Mac reported that the average 30-year fixed-mortgage rate sank to 3.91% last week, setting an all-time record low. 15-year fixed rates settled in at a historic low at 3.21%. To put the declines into perspective, today’s homebuyers are paying over $1,200 less per year on a [...] The administration is now considering a new refinance program that would provide millions of homeowners with new, lower interest, lower payment mortgages… The initiative would reportedly allow borrowers with loans backed by Fannie Mae and Freddie Mac to refinance at today’s rates, even if they are in negative equity or have [...] My friends at local credit repair agency, Blue Water Credit Repair, gave me this GREAT five step path to a credit makeover. While I know all of this myself I can’t take credit for putting it into words (and Blue Water taught me a bit of this stuff anyways). Here you go, a free five [...] Just reading the news these days is dangerous. When I thought that everyone that could have been caught for this type of behaviour already has, TWO new stories pop up in the same week, right here in Roseville! 8 Indicted On Roseville Mortgage Scam Allegations Roseville Man’s guilty plea in $2.9 Million real estate Ponzi [...] I have some GREAT news. Government-chartered mortgage giant, Fannie Mae announced they are bringing back closing cost assistance to buyers of HomePath-eligible homes. People buying one of the Fannie Mae owned REO’s will receive a 3.5% credit towards closing costs. In most cases this 3.5% should be enough to cover 100% of the [...] If you love to garden and are tired of maintaining your water-thirsty plants, be sure to join us at the second annual Water Awareness Day event on Saturday, March 19 at the Roseville Utility Exploration Center, 1501 Pleasant Grove Blvd. Visitors will meet with local gardening, landscape and irrigation design experts to learn [...] You can’t always believe what you read (or what BS you are being sold by some people/companies). Quicken Loans, one of the nation’s largest mortgage lenders that boasts to have “survived and thrived” in today’s difficult market by avoiding subprime mortgages and predatory practices, claims the top spot in surveys for customer satisfaction [...] This is a great article by one of our nation’s top independent financial professionals, Ric Edleman. Ric talks about today’s real estate market, the different perspective between buyers and sellers, and why this difference may be slowing down the normal real estate cycle. Ric’s article <- click Good news? In this world? No way! I thought it was all doom and gloom… For seven straight months mortgages delinquencies have fallen, even while the rate of homes in the foreclosure process and those repossessed by banks climbed. According to CoreLogic Systems, the firm that tracks the rate of delinquency for all homes with a [...] If you’re like me you can’t go anywhere without hearing ads for FREE and so-called “No Cost” refis. If only it were that easy. The truth is, there is no such thing as a no cost refinance. The lender is simply taking a higher rebate from the bank and applying it to your [...] |
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